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The Naosfi ecosystem

Your finances, in a single constellation.

Naosfi is an ecosystem of financial products that share the same data: your personal wallet, your business back office and the day’s exchange rates.

Explore the ecosystemGet in touch

Multi-currencyPersonal and businessRates with a source

The ecosystem

Different products, the same data.

Each product handles one part of your financial life. Together they share your accounts, your businesses and the day’s rates, so nothing is entered twice.

Naosfi WalletPrivate beta

Your money, finally in one place.

Bring together your bank accounts, cash, digital wallets and crypto. Every transaction says who it was for, so personal money never mixes with the business.

  • Accounts in bolívars, dollars, USDT and more, each in its own currency.
  • Transactions, budgets and counterparties in a single view.
  • Import your history from a CSV and review what the system suggests.
  • Conversions at the day’s rates, taken from Pulse.
Request access
Balance by accountSample
  • BankChecking account18,420.50 VES
  • CashPetty cash320.00 USD
  • BinanceDigital wallet1,150.00 USDT
  • ZelleDollar account610.00 USD
  • Customer payment+ 240.00 USD
    In ZelleforMy store · Business
  • Groceries− 85.00 USD
    In CashforHome · Personal
Naosfi BusinessComing soon

How your business is doing, every month, no spreadsheets.

The back office for small businesses: monthly results, debts, orders and profit sharing between partners, calculated from real transactions.

  • Monthly income statement, on an accrual and a cash basis.
  • Receivables and payables, plus orders in transit.
  • Profit sharing between partners, with each one’s stake.
  • Several businesses in the same portfolio, each with its own numbers.
Keep me posted
September resultsSample
AccrualCash
  • Income+ 4,820.00 USD
  • Costs− 2,140.00 USD
  • Expenses− 980.00 USD
Net profit+ 1,700.00 USD
Partner split
Partner A · 50 %Partner B · 50 %
PulseAvailable

The Venezuelan exchange rate, in one place.

Pulse brings together the BCV, Binance P2P and the intervention rate, stores every observation with its source and serves it all through an API.

  • Seven sources: BCV in USD, EUR, CNY, TRY and RUB, Binance USDT/VES and intervention.
  • Full history: the BCV dollar back to October 2021.
  • Every rate with its daily change and a freshness mark.
  • An API token per integration, renewed or revoked on its own.
Open Pulse
Pulse sourcesSample
  • BCVUSD / VESToday
  • BCVEUR / VESToday
  • Binance P2PUSDT / VESToday
  • IntervenciónUSD / VESToday
GET /api/rates · one token per integration
How it fits

One model underneath it all.

The products are not wired together afterwards: they are born from the same model of accounts, transactions and rates. What you do in one is already in the other.

  1. 01

    Personal and business, kept apart.

    The split is not made by the account but by each transaction, which says who it was for. One account can move money for three businesses and each sees its own.

  2. 02

    Truly multi-currency.

    Every amount carries its currency: bolívars, dollars, USDT. We never assume a single one, and you choose the currency for your totals.

  3. 03

    Rates with a source.

    Pulse feeds the whole ecosystem. Every conversion says where its rate came from and which day it belongs to, instead of a number with no origin.

What’s next

We start by bringing order. We don’t stop there.

This is what exists today and what we are exploring. These are not dated promises: it is the order in which we think about them.

  1. Naosfi Wallet

    Private beta

    Personal finance

  2. Naosfi Business

    Coming soon

    Business back office

  3. Pulse

    Available

    Exchange rates

  4. Guided onboarding

    Exploring

    Start from your statements: the system proposes accounts, categories and counterparties, and you decide.

  5. Monthly reports

    Exploring

    A summary by category at the end of each month, ready to review or share.

  6. Partners with their own login

    Exploring

    Each partner signs in and sees the numbers of the business they share.

Get in touch

Want to bring order to your finances with Naosfi?

Tell us what you need: access to the Wallet, the system for your business or an integration with Pulse. We will reply by email.

info@naosfi.com@naosfi